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Old 06-29-2011, 11:58 AM   #13865
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Re: The Longest Thread Ever v28

I don't think it is ever embarrassing to have someone co-sign a mortgage so you can own a house. Houses are bloody expensive and to put any kind of significant down payment in so you aren't paying for the rest of your life, you are going to need someone else, probably, so a co-sign is an easy step further. If you are going to be able to keep up the mortgage payments and never default, it is a safer route. PLUS you are paying to own something rather than just throwing money away while renting a home. In the long run, it makes more sense to pay to own because unless you trash it, you'll get your money back.

What IS embarrassing is messing up your credit. Shits not hard to maintain. If you use credit, make sure you have the money to pay it off or a plan to keep the interest at bay.
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